Prior Acts Coverage

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Prior Acts Coverage, also known as Nose Coverage, allows an insured to be covered for liability losses resulting from medical procedures performed prior to joining Red Clay and reported during the policy term. Any clinician who is already a part of Red Clay or who is actively applying that wishes to purchase Prior Acts Coverage need only provide a retroactive date. Procedures performed after this date are retroactively covered, provided that the actions took place within the states covered by Red Clay. Red Clay will not provide coverage for any act that is currently being covered by another provider. If you are interested in purchasing Prior Acts Coverage and are unsure of when your retroactive date should be, please contact our medical director for assistance.


Please contact us for a free, non-binding quote by visiting our Contact page and filling out the provided form.

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